I am not a rich one eather (help too many ppl out). I am lvl 74 and only have +3 BT/focus. If your plan is the xp more than PVP you don't really need the DG's/heath. The ones you have should work just fine. After you hit lvl 68 xp'ing will get a lot more fun for you (if you use Bison 1/3 hp to xp).
Get a SOES with BtB SA on it and that should help you a lot. When I started using Bison I had to keep my hp below 2000. Not too hard to do and stay alive if you find the right mobs to kill. Saving the money on your weapon should help you get an A-grade set (or close to it). I also have no tats (was just never happy with any setup's I did).